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Wise Business

International solo businesses

An international payment account for founders who need separate currency balances and connected bookkeeping. Particularly useful alongside Xolo Leap. Check the incoming payment method and your country’s fees; EU safeguarding differs from bank-deposit protection.

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Wise Business

International solo businesses
Wise Business

Overview

Receive client payments, hold different currencies and pay suppliers through one business payment account. Currency balances and reserve Jars serve different jobs; receiving details depend on your country and profile.

Pricing

Estonia business pricing, checked 23 October 2026. €50 once for receiving account details; no monthly subscription. Domestic non-Swift/non-wire receipts: free in listed supported currencies. USD wire/Swift receipts: 6.11 USD per payment. Sending/conversion: currency- and route-specific; check the quote. Country, method and verification conditions apply.

Key Features

  • Currency balances: Keep funds in the currencies you expect to spend.
  • Reserve Jars: Separate money for later bills; no direct card spending from Jars.
  • Connected accounting: Xolo Leap documents a read-only Wise statement connection through Open banking.
  • Payment controls: Check the incoming route, conversion quote and required payment scheme before moving regular payments.

My take

Worth shortlisting for international client work and a connected Xolo Leap workflow. Price the payment methods you actually use, keep currency balances and reserve pots distinct, and check whether EU safeguarding meets your needs. A domestic-only business may gain little from another account.

Conclusion

Wise Business
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International solo businesses

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